Expert Insurance Solutions for the Following Types of Businesses

  • Boarding Facilities
  • Dog/Pet Trainers
  • Dog Walkers
  • Doggie Day Care
  • Facilities Kennels
  • Pet Groomers
  • Pet Sitters
  • Pet Stores
  • Veterinarians
  • Veterinary Hospitals

Essential coverages that allow you to concentrate on your practice.

  • Business Personal Property Coverage – The Business Personal Property (BPP) limit at the described premises also applies to BPP in transit and off premises (up to 60 consecutive days at a temporary location). Coverage is provided in owned vehicles, employee vehicles or common carrier. Money and Securities Coverage is also included within the definition of Business Personal Property and up to the BPP limit.
  • Veterinarian Professional Liability – In the event of a lawsuit, it pays to have the right coverage. This option provides coverage for the professional services of veterinarians, including $10,000 in attorney services if you are required to appear before the State Board of Veterinary Medical Examiners.
  • Animal Bailee Coverage – Your customers trust you to care for their pets. However, some accidents cannot be prevented. This option provides coverage due to the loss or injury of customers’ domestic animals while in your care, custody or control, with no per animal limit and medical expenses included.
  • Business Income for Interruption of Practice – If you’re forced to close your practice for just a few days, you’ll most likely work overtime to reschedule all of your appointments. Most policies call this a delay of income, not a loss, and pay nothing. Business Income for Interruption of Practice provides an alternative valuation for short-term losses, reimbursing you for your lost time, even if clients are rescheduled.
  • Equipment Breakdown – Can you afford $15,000 – $40,000 or more to replace an x-ray machine damaged by electrical arcing? At CNA, we understand you own equipment that is dependent upon electricity and have exposures not covered by the typical property coverage form, such as loss or damage as a result of electrical spikes, surges or arcing.
  • Reimbursement of Legal Expenses Coverage for Disposal of Medical Waste – With today’s strict regulations governing disposal of medical waste, more and more practices are accused of violations. CNA Connect® can provide $50,000 reimbursement of your defense costs as a defendant in one of these suits.
  • Reimbursement of Legal Expenses Coverage for Court or Review Boards – No one wants to be the subject of disciplinary action, but CNA Connect® can ease the burden of this process by providing limit options of $5,000 up to $75,000 reimbursement of your expenses, including attorneys and expert witnesses.

Additional key coverages:


  • Accounts Receivable – Covers the reconstruction and reimbursement of uncollectible money from your customers due to a covered cause of loss.
  • Automobile – Hired and non-owned auto is available on CNA Connect®.
  • Business Income and Extra Expense – 12 Months Actual Loss Sustained – Automatically included.
  • Business Income and Extra Expense – Extended Business Income – Extends restoration period for 60 days with base coverage and an additional 30 days with Healthcare Choice Endorsement.
  • Business Income and Extra Expense – Dependent Property – Provides $10,000 base coverage (with $15,000 in additional coverage available with the Healthcare Choice Endorsement) in the event that your business income is reduced because of damage to a critical supplier or customer’s property.
  • Employee Dishonesty – Reimburses you for your loss if an employee steals from your business or your customer. $25,000 is included with higher limits available.
  • Employee Practices Liability/Fiduciary Liability – $10,000 included with higher limits available for employment-related sexual harassment, wrongful termination and discrimination.
  • Spoilage Coverage – $50,000 limit available in Healthcare Choice Endorsement to help cover loss or damage to perishable stock.
  • Unauthorized Business Card Use – Provides up to $5,000 reimbursement with Healthcare Choice Endorsement in the event your business’ credit or debit cards are fraudulently used.
  • Utility Services and Time Element – $25,000 limit included in Healthcare Choice Endorsement and includes overhead transmission lines to help protect your business income when utility services are interrupted.
  • Animal Damage to Building or Business Personal Property – Automatically included. This form provides coverage due to the loss or destruction by others’ animals in the care custody and control of the insured.
  • Computers – Additional $50,000 in coverage plus $50,000 worldwide laptop coverage ($25,000 base plus $25,000 when paired with the Healthcare Choice Endorsement).
  • Valuable Papers and Records – Covers the cost to replace or restore lost information, valuable papers or records such as patient files.
  • Workers’ Compensation – Available on a monoline basis.